— Programme 01
Charting Your Finances
A structured introductory programme for those setting out on their financial learning journey. Covers the essentials of income assessment, expense tracking, building a savings habit, and understanding common financial products in Singapore. The programme uses guided exercises and group discussion to help participants map their current financial position and set clear, achievable goals.
Suitable for anyone who wants a clearer picture of where they stand financially — whether newly employed, returning to the workforce, or simply finding that their financial situation has grown more complex than they expected.
What participants gain:
- A clear view of income, expenses, and cash flow
- A practical budgeting system suited to Singapore salaries and costs
- Understanding of emergency funds, savings accounts, and basic fixed deposits
- An overview of CPF contributions and their role in financial planning
- A set of personally relevant financial goals and a starting plan to work towards them
Programme sequence:
— Programme 02
Navigating Investment Waters
A programme for participants who are ready to explore the investment landscape with care and confidence. Covers stock and bond fundamentals, how funds and ETFs work, risk assessment techniques, and the basics of portfolio construction. Sessions combine conceptual instruction with practical navigation exercises, including analysis of real-world market data.
Participants build a diversified sample portfolio over the course of the programme. Designed for those with solid personal finance habits who want to learn about capital markets — not for speculative trading, but for building a clear, considered approach to investing.
What participants gain:
- Understanding of equities, bonds, funds, and ETFs relevant to Singapore investors
- A practical framework for assessing personal risk tolerance
- A sample diversified portfolio built during the programme
- Familiarity with investment platforms accessible in Singapore
- Access to a simulation platform to practise without financial exposure
Programme sequence:
— Programme 03
Long-Range Financial Voyage
A comprehensive programme for individuals and families who want to chart a financial course that spans decades. Covers retirement readiness, CPF strategy, insurance mapping, estate planning, and aligning investment approaches with long-term life goals.
The programme pairs group learning with private advisory sessions, allowing each participant to develop a detailed, personalised navigation plan for their financial future. Ideal for professionals, couples, and families at a stage where long-term planning has become important and time is a factor they're now aware of.
What participants gain:
- A detailed CPF strategy aligned to retirement goals
- Insurance mapping — identifying gaps and what's appropriate at this life stage
- Estate planning foundations — wills, LPAs, and beneficiary considerations
- A personally tailored, written navigation plan developed during private sessions
- A six-month follow-up review to check progress and adjust
